📱 What is CryptoPay?
CryptoPay is a mobile-first cryptocurrency payment gateway that enables merchants to accept payments in over 50 cryptocurrencies with instant settlement. Founded in 2017, CryptoPay has built a reputation for its user-friendly mobile app, POS (Point of Sale) solutions, and quick integration for both online and in-person merchants.
CryptoPay is designed for merchants who want a simple, fast, and reliable way to accept crypto payments. Its mobile-first approach makes it particularly well-suited for brick-and-mortar retailers, food trucks, event vendors, and other businesses that need to accept payments on the go.
CryptoPay combines a mobile-first design, POS solutions, instant settlement, and low fees (0.5%). Its ease of use and focus on in-person payments make it a top choice for retail merchants entering the crypto space.
🪙 Supported Cryptocurrencies
CryptoPay supports over 50 cryptocurrencies across multiple blockchain networks:
Bitcoin (BTC), Litecoin (LTC), Dogecoin (DOGE), Bitcoin Cash (BCH), Dash (DASH)
Ethereum (ETH), USDT (ERC20), USDC, and many ERC-20 tokens
TRX, USDT (TRC20), BTT, and other TRC-10/20 tokens
USDT (BEP20), USDC (BEP20), and other BSC tokens
CryptoPay's support for USDT on TRC20, ERC20, and BEP20 makes it a versatile choice for merchants who want to accept stablecoin payments across multiple networks.
💰 Fees & Pricing
CryptoPay offers competitive and transparent fee structures:
| Fee Type | Rate | Notes |
|---|---|---|
| Standard Transaction Fee | 0.5% | Applied to each payment |
| Volume Discounts | Custom | Available for high-volume merchants |
| Setup Fee | $0 | No setup fees |
| Monthly Fee | $0 | No monthly fees |
| Withdrawal Fee | Network fee | Varies by blockchain |
CryptoPay's 0.5% transaction fee is among the lowest in the industry, matching competitors like CoinPayments and NOWPayments. No setup or monthly fees make it accessible for small businesses.
🛒 POS Solutions for In-Person Payments
CryptoPay offers a dedicated Point of Sale (POS) solution for brick-and-mortar merchants:
Accept payments in-person using the CryptoPay mobile app with QR code scanning.
Print or email receipts directly from the POS app.
Real-time sales tracking and transaction history.
Accept payments in any of CryptoPay's 50+ supported cryptocurrencies.
CryptoPay's POS solution is designed for retail businesses, food trucks, events, and any merchant that needs to accept crypto payments in person. The mobile app is intuitive, requiring no specialized hardware beyond a smartphone or tablet.
🔌 How to Integrate CryptoPay
CryptoPay offers multiple integration methods suitable for businesses of all types:
-
1
Create a CryptoPay account
Sign up at cryptopay.com and complete the verification process.
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2
Choose your integration method
Use a plugin (WooCommerce, Shopify, Magento), POS app, or custom API integration.
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3
Configure payment settings
Set your settlement preferences, coin acceptance, and checkout branding.
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4
Go live
Begin accepting crypto payments online or in-store.
API & Webhooks
CryptoPay provides a comprehensive REST API with the following features:
- Payment creation – generate payment requests with specified amounts and currencies.
- Payment status – real-time confirmation status.
- Webhooks – receive instant notifications for payment confirmations.
- POS API – integrate POS functionality into custom applications.
CryptoPay offers SDKs for popular languages and comprehensive API documentation. The platform's mobile-first design means all integrations are optimized for mobile responsiveness.
🛠️ Merchant Tools & Features
Plugins for WooCommerce, Shopify, Magento, and more.
Accept in-person payments with QR code scanning.
Create payment links and share via email, SMS, or social media.
Real-time analytics, transaction history, and wallet management.
Receive push notifications for incoming payments.
Accept payments in 50+ cryptocurrencies.
🔒 Security & Trust
CryptoPay is built with security and transparency in mind:
- 2FA authentication – required for all sensitive account actions.
- API key management – restrict API access with IP whitelisting and granular permissions.
- Regular security audits – CryptoPay undergoes regular security assessments.
- Privacy-focused – minimal data collection and no third-party data sharing.
- Trusted by merchants – used by thousands of businesses worldwide.
CryptoPay operates with a transparent fee structure and provides clear documentation on security practices. The platform is used by thousands of merchants globally.
⚖️ CryptoPay vs Other Gateways
| Feature | CryptoPay | CoinPayments | NOWPayments | BTCPay Server |
|---|---|---|---|---|
| Supported Coins | 50+ | 100+ | 100+ | BTC + plugins |
| Transaction Fee | 0.5% | 0.5% | 0.5% | 0% |
| POS Solution | ✅ | ❌ | ❌ | ❌ |
| Mobile-First | ✅ | ❌ | ❌ | ❌ |
| Instant Settlement | ✅ | ❌ | ❌ | ✅ |
| Fiat Settlement | ❌ | ✅ | ✅ | ❌ |
| Self-Custodial | ❌ | ❌ | ✅ | ✅ |
| Lightning Network | ❌ | ❌ | ❌ | ✅ |
🌍 Use Cases & Industries
Accept crypto payments in-store using the CryptoPay POS app.
Online stores using WooCommerce, Shopify, or custom platforms.
Food trucks, restaurants, and cafes accepting crypto payments.
Pop-up shops, market stalls, and event vendors.
Recurring billing for software, hosting, and membership sites.
🏆 Best Practices for CryptoPay Merchants
- Use POS for in-person payments – leverage the mobile POS app for retail and event-based sales.
- Enable QR code payments – make it easy for customers to pay by scanning QR codes.
- Set up webhooks – configure webhooks to automate order confirmation and fulfillment.
- Offer stablecoin options – allow customers to pay in USDT (TRC20, ERC20, BEP20) to avoid price volatility.
- Test thoroughly – test both online and POS integrations before going live.
- Monitor transaction fees – choose the right network (TRC20 is cheapest for USDT) to minimize costs.