💶 What Is EUROC?
EUROC (Euro Coin) is a fully collateralized euro-backed stablecoin issued by Circle, the same company behind USDC. EUROC is pegged 1:1 to the Euro and is designed to provide the stability of the euro with the speed and efficiency of blockchain technology.
EUROC is regulated in the EU under the MiCA framework and is backed by euro-denominated assets held in regulated financial institutions. It offers European users and businesses a reliable, transparent, and compliant euro stablecoin for payments, DeFi, and cross-border transactions.
- Market Cap: ~$500M+
- Issuer: Circle (regulated, transparent)
- Reserves: Euro-denominated assets
- Audits: Monthly attestations
⛓️ EUROC Networks
EUROC is available on several networks, with Ethereum (ERC20) being the most widely supported.
| Network | Fee (Avg) | Speed | Adoption |
|---|---|---|---|
| Ethereum (ERC20) | $1–$10 | ~15 sec | Primary |
| Polygon | ~$0.01 | ~2 sec | Growing |
| Avalanche | ~$0.05 | ~2 sec | Available |
| Solana | ~$0.001 | ~400 ms | Available |
| Arbitrum | ~$0.05 | ~15 sec | Growing |
For lower EUROC transaction fees, use Polygon or Arbitrum — both offer significantly lower gas costs while maintaining strong security and growing adoption.
📤 How to Send EUROC
Sending EUROC is simple. Follow these steps.
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1
Get a EUROC Wallet
Download a wallet that supports ERC20 tokens. MetaMask, Trust Wallet, Ledger, or any ERC20-compatible wallet supports EUROC.
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2
Fund Your Wallet
Buy EUROC on supported exchanges (e.g., Binance, Coinbase, Kraken) and transfer it to your wallet.
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3
Get the Recipient's Address
Ask the recipient for their Ethereum wallet address. Make sure it's on the same network (ERC20 address starts with "0x").
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4
Enter the Amount
In your wallet, enter the amount of EUROC you want to send. Double-check the address and amount.
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5
Confirm and Send
Confirm the transaction. The EUROC will be sent once the transaction is confirmed on the network.
If you send EUROC on one network (e.g., ERC20) to an address on a different network, your funds will be permanently lost. Always verify the network before sending.
📥 How to Receive EUROC
Receiving EUROC is easy — share your Ethereum wallet address.
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1
Get Your Ethereum Wallet Address
Open your wallet and copy your Ethereum address (starts with "0x").
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2
Share Your Address
Share your wallet address with the sender. You can also generate a QR code for easy scanning.
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3
Confirm the Sender Uses the Same Network
Remind the sender to use the same network (e.g., ERC20) to send EUROC.
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4
Check Your Balance
Once the transaction is confirmed on the blockchain, the EUROC will appear in your wallet.
🏪 How to Accept EUROC as a Merchant
Accepting EUROC is a great way to offer a regulated euro stablecoin payment option to your European customers.
Generate a unique payment link for each invoice or product. Share it via email, SMS, or social media. No website required.
Integrate EUROC payments into Shopify, WooCommerce, or other platforms using payment gateway plugins.
For advanced merchants, integrate the gateway API directly into your checkout flow.
Step-by-Step: Accept EUROC with a Payment Gateway
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1
Sign up for a Payment Gateway
Choose a gateway that supports EUROC (e.g., NOWPayments, Coinbase Commerce, or other crypto processors).
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2
Complete KYC
Most gateways require identity verification. This typically takes 1–3 business days.
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3
Set Up EUROC as a Payment Method
Configure EUROC (ERC20 recommended) as an accepted payment method in your gateway dashboard.
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4
Create Payment Links or Integrate
Generate payment links, add a "Pay with EUROC" button, or use API integration.
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5
Start Accepting Payments
Once a customer pays, the gateway confirms the transaction and settles funds to your account.
💰 EUROC Payment Fees Explained
Understanding EUROC fees helps you optimize costs.
| Fee Type | Description | Typical Cost | Who Pays |
|---|---|---|---|
| Network Fee (Gas) | Paid to validators for processing | Ethereum: $1–$10, Polygon: ~$0.01 | Sender |
| Gateway Service Fee | Paid to the payment gateway for processing | 0.5% – 2% of transaction amount | Merchant |
| Exchange Withdrawal Fee | Charged when withdrawing EUROC from an exchange | Free – $10 | User |
| Conversion Fee | When converting EUROC to fiat or other crypto | 0.1% – 0.5% | User |
For the lowest EUROC transaction costs, use Polygon or Arbitrum. These Layer 2 networks offer fees ~$0.01–$0.05 compared to Ethereum's $1–$10.
⚖️ EUROC vs USDT vs USDC
Here's how EUROC compares to the two largest USD stablecoins.
| Feature | EUROC | USDT | USDC |
|---|---|---|---|
| Issuer | Circle | Tether Ltd. | Circle |
| Currency | Euro (€) | US Dollar ($) | US Dollar ($) |
| Market Cap | ~$500M | ~$120B | ~$35B |
| Best Network | Ethereum, Polygon | TRON (TRC20) | Solana, Polygon |
| Typical Fee | $1–$10 (ERC20) | ~$0.01 (TRC20) | ~$0.001 (Solana) |
| Regulation | MiCA-compliant | Moderate | Strong |
| Best For | Euro payments, EU users | Global payments | DeFi, enterprise |
Choose EUROC if you operate in euros or have European customers. Choose USDT for the lowest fees on TRC20 and global payments. Choose USDC for US dollar payments and DeFi.
🏆 Best Practices for EUROC Payments
- Use ERC20 for EUROC — It's the most widely accepted network for EUROC.
- Consider Polygon for lower fees — Polygon offers much lower gas costs with growing adoption.
- Monitor gas prices — Check gas prices before sending on Ethereum. Use off-peak hours for lower fees.
- Double-check the network — Sending to the wrong network will permanently lose funds.
- Start with small amounts — When sending to a new address, send a small test transaction first.
- Keep your wallet secure — Use hardware wallets for large holdings and enable 2FA on exchange accounts.