📡 What Is WalletConnect Pay?
WalletConnect Pay is the payment infrastructure that enables crypto payments at retail point-of-sale terminals. It supports 700+ wallets on the WalletConnect Network and has been integrated with Ingenico terminals across 120+ countries.
Launched in January 2026, WalletConnect Pay allows shoppers to pay with stablecoins by scanning a QR code — just like Apple Pay or Google Pay, but with crypto. The payment is settled instantly on-chain, and the merchant receives confirmation in real-time.
WalletConnect Pay is the first global retail payment infrastructure for crypto. It bridges the gap between digital assets and everyday commerce, making stablecoin payments as easy as using a credit card.
⚙️ How WalletConnect Pay Works
The Payment Flow
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1
Merchant initiates payment
The merchant enters the amount on the Ingenico payment terminal. The terminal generates a QR code containing the payment request.
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2
Customer scans the QR code
The customer opens their WalletConnect-compatible wallet (e.g., IronWallet, MetaMask, Trust Wallet) and scans the QR code displayed on the terminal.
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3
Wallet displays payment details
The wallet shows the amount, merchant name, and the stablecoin (e.g., USDT TRC20). The customer verifies the details.
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4
Customer confirms payment
The customer confirms the transaction using biometrics or passcode. The wallet signs the transaction locally.
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5
Payment is broadcast and confirmed
The transaction is broadcast to the blockchain. The terminal receives on-chain confirmation and displays "Payment Approved."
👛 Supported Wallets for WalletConnect Pay
WalletConnect Pay is supported by 700+ wallets on the WalletConnect Network. Here are some of the most popular:
Best for gasless USDT TRC20 payments with WalletConnect Pay.
The most widely used self-custody wallet with 30M+ users.
200M+ users, 100+ chains, fully WalletConnect-compatible.
Beautiful mobile wallet with full WalletConnect Pay support.
Hardware wallet with WalletConnect Pay support.
Exchange-backed wallet with WalletConnect Pay.
Multi-chain wallet with WalletConnect Pay.
Self-custody wallet with WalletConnect support.
Most mobile wallets with WalletConnect support can be used for WalletConnect Pay. Look for the WalletConnect icon in your wallet app.
💰 Supported Stablecoins for WalletConnect Pay
| Stablecoin | Network | Acceptance | Best For |
|---|---|---|---|
| USDT | TRC20 (TRON) | Wide | Lowest fees, global |
| USDC | Ethereum, Polygon, Base | Wide | US merchants |
| DAI | Ethereum, Polygon | Growing | DeFi users |
| USDC | Solana | Limited | Solana users |
| USDT | BEP20 (BSC) | Growing | BSC users |
For WalletConnect Pay, USDT on TRON (TRC20) offers the lowest fees — often under $0.10 per transaction. Combine with Tronsell Energy rental for near-zero costs.
🏪 Merchant Integration with WalletConnect Pay
Ingenico Terminal Integration
WalletConnect Pay is integrated with Ingenico terminals, which are used by millions of merchants worldwide. Any merchant with an Ingenico terminal can enable stablecoin payments with a simple software update.
Benefits for Merchants
- No chargebacks: On-chain payments are final and irreversible.
- Lower fees: Crypto payment fees are significantly lower than credit card processing fees.
- Instant settlement: Funds are available immediately after confirmation.
- Global reach: Accept payments from customers worldwide without currency conversion.
How Merchants Enable WalletConnect Pay
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1
Update terminal software
Ingenico terminals receive a software update that enables WalletConnect Pay.
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2
Select stablecoin acceptance
Merchants choose which stablecoins to accept (USDT TRC20 recommended).
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3
Start accepting crypto payments
Customers can now pay with stablecoins at checkout.
USDT on TRON (TRC20) offers the lowest fees and fastest settlement for WalletConnect Pay. We recommend enabling USDT TRC20 as your primary stablecoin payment option.
💰 Fee Optimization for WalletConnect Pay
1. Use USDT TRC20
USDT on TRON offers the lowest network fees for WalletConnect Pay — typically under $0.10 per transaction.
2. Use Tronsell Energy Rental
With Tronsell Energy, you can eliminate TRX gas fees entirely, reducing transaction costs to near zero.
3. Choose the Right Wallet
Some wallets (like IronWallet) offer gasless stablecoin transfers on TRON, further reducing costs.
Use IronWallet + USDT TRC20 + Tronsell Energy. This gives you the lowest possible fees for retail crypto payments.
🛡️ Security Considerations
- Private keys stay on your device: Transactions are signed locally, never exposing your private keys.
- QR code verification: Always verify the amount and merchant name on your wallet before confirming.
- Biometric authentication: Use Face ID or fingerprint to protect your wallet.
- Keep your wallet updated: Install the latest version for security patches.
Treat WalletConnect Pay like a credit card — never share your seed phrase, and always verify the payment details before confirming.
🚀 The Future of WalletConnect Pay
- More stablecoins: Support for additional stablecoins and CBDCs.
- More terminals: Expansion to additional POS terminal manufacturers.
- Loyalty programs: Integration with merchant loyalty and rewards programs.
- Offline payments: Support for offline transactions with delayed settlement.
- Multi-chain routing: Automatic selection of the cheapest network for each payment.
Tronsell is building integration with WalletConnect Pay to enable gasless USDT TRC20 payments at retail — making crypto payments as cheap and easy as cash.